7 Common Mistakes in Health Insurance
Most claim problems start at policy purchase stage. Avoid these mistakes early.
- Not declaring pre-existing diseases
Leads to claim rejection risk. - Choosing low sum insured
Medical inflation can make coverage insufficient. - Ignoring waiting period
Claim may not be payable immediately. - Missing room rent limits
Creates hidden out-of-pocket costs. - Choosing only cheapest plan
Important features may be missing. - Not understanding policy terms
Creates confusion during hospitalization. - No advisor support
Biggest mistake during claim time.